Art Gallery, Auto Parts, Bakery, Café, Cell Phones, Coffee Shop, Clothing Store, Convenience Store, Flower Shop, Fruit & Vegetable Store, Grocery Store, Juice Bar, Laundromat, Liquor Store, Pizza Parlor, Sandwich Shop, Variety Store and more…
As the owner of a retail establishment you invest a significant amount of your time, your energy and your personal finances into running your business. Retail insurance is a customized form of business insurance specifically designed to provide retail store owners like you with the coverage you need to keep your business operational even in the event of a catastrophe or a lawsuit. The insurance coverage is tailored to meet your needs and budget, no matter the size or type of operation you run. In addition to the standard coverage of property, general liability and workers compensation, you may want to consider including the following types of coverage in your Business Owners Policy:
- Money and securities insurance: Retail Stores tend to carry a lot of cash on the premises
- Signage insurance: The signs posted outside of your store can be quite expensive
- Fidelity insurance: This will protect you from losses caused by any illegal actions of an employee
- Product liability: If a product you are sell in your store causes injuries or illness to your customers you may be held liable