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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Halloween Safety: What Your Auto and Homeowners Insurance Should Cover This Season

Halloween Safety: What Your Auto and Homeowners Insurance Should Cover This Season

Halloween is one of the busiest nights of the year for pedestrians, with trick-or-treaters of all ages moving through neighborhoods after dark. Between excited kids darting between houses and drivers navigating dimly lit streets, it's a night that calls for extra caution, both behind the wheel and at home. Safer Driving on Halloween Night Drivers can help reduce risk by slowing down in residential areas,...

Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?

Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?

Every October, the Cybersecurity and Infrastructure Security Agency (CISA) leads Cybersecurity Awareness Month, a nationwide effort to help individuals and organizations better protect themselves online. For small and mid-sized businesses, it's also a timely reminder to think about how a cyberattack or data breach could affect operations, and whether cyber liability insurance has a role to play in your risk management plan. Why Cyber Risk...

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Every October, the National Fire Protection Association observes Fire Prevention Week, which falls on October 4-10 in 2026. The observance began over a century ago to mark the anniversary of the Great Chicago Fire, and it remains a helpful reminder to check the basics of home fire safety before colder weather sends more people back to their stoves, fireplaces, and space heaters. Common Causes of...

National Disability Employment Awareness Month: Building an Inclusive Workplace

National Disability Employment Awareness Month: Building an Inclusive Workplace

Every October, the U.S. Department of Labor observes National Disability Employment Awareness Month (NDEAM), a nationwide observance that recognizes the contributions of workers with disabilities and highlights the importance of inclusive hiring and employment practices. The Department of Labor's theme for 2026 is "Celebrating Value and Talent," which underscores the skills and perspectives that employees with disabilities bring to their workplaces. What NDEAM Recognizes NDEAM...

Insurance Considerations for Independent Contractors and Freelancers

Insurance Considerations for Independent Contractors and Freelancers

Working for Yourself Comes With Its Own Insurance Needs More people than ever are working as independent contractors, consultants, or freelancers, whether as a primary career or a side business. While this type of work often offers flexibility, it also means you're generally responsible for your own insurance protection, since you likely won't have coverage through an employer. Taking time to understand your options early...